124th U.S. Open

Pinehurst No. 2

The Loop

Everything you could ever want to know about buying insurance for your golf cart

February 11, 2016

Do you own your own golf cart? Didn't th--Wait, you do?! That's pretty cool. Now we're jealous.

Or maybe you're just thinking of buying one. Either way, it can't hurt to know about getting a golf cart properly insured. You know, just in case you get a sweet "Back-To-The-Future"-inspired one for Valentine's Day. Well, if you do, the people at Insurance.com have a special golf cart insurance guide for you to check out, which includes this helpful chart:


As you can see (although there's nothing on there that quite resembles a DeLorean), there's a difference in what type of coverage you need based on how -- and how often -- you use your cart. The guide also provides details on how rates vary from state to state and what to do if you get into an accident.

It turns out, adding a golf cart endorsement to your homeowners insurance is your best bet and can cost as little as $50 per year. Hmm. So owing your own golf cart can be fun and practical. With what some courses charge to ride these days, that baby will pay for itself in no time!